What kind of accidents require an incident report?

An incident report is required in scenarios where either property damage occurs or any motor vehicle is involved in an accident. This is crucial for documenting the specifics of the incident for legal, insurance, and safety purposes.

When it comes to accidents involving motor vehicles, they often have legal and liability implications, necessitating a record to document what transpired. This documentation can help clarify the circumstances surrounding the accident and serve as important evidence in disputes, insurance claims, and investigations.

Similarly, accidents resulting in property damage also require incident reports. Such reports ensure that there is an official account of the damage, which can be essential for the affected parties to communicate with insurance providers and for potential legal proceedings if there are claims of negligence.

While minor fender benders without injuries might seem trivial, they can still lead to significant disputes regarding fault and coverage. However, not all minor incidents necessitate an official report like more serious accidents do. By encompassing both motor vehicle accidents and incidents causing property damage, the comprehensive approach in the correct answer ensures that all relevant circumstances are accounted for and helps maintain public safety standards.